Checking Accounts
With your initial deposit, $5 will represent your share of ownership in the Credit Union and make you eligible to take advantage of all the services your Credit Union has to offer.
EasyPay Checking Account
Enjoy the convenience of an EasyPay Checking account.
- No minimum balance requirement
- Unlimited transactions
- No monthly service charge
- Overdraft protection
- Free Debit Card
- Free Online Bill Pay
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Fresh Start Checking Account
Just because you have gone through a period of financial difficulties, should not mean you will never be able to have a checking account. We realize this can happen to anyone and our Fresh Start Checking Account was developed with you in mind.
- No Minimum balance requirement
- Unlimited transactions
- After one year of activity with no overdrafts, the account will upgrade to an EasyPay Checking
- Free debit card
- Free Online Bill Pay
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Student Checking
Student checking accounts are available for members 14 to 17 years of age with a parent or legal guardian as a joint owner on the account. Members 18 to 21 years of age enrolled in an education program may qualify individually.
- No minimum balance requirement
- Unlimited transactions
- No monthly service charge
- Free Debit Card, free checks, free ATM transactions, free online bill pay, free outgoing wire transfers
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Money Market Account
Enjoy the benefits of an interest bearing account with check access.
- Tiered interest rates beginning at $5,000
- Dividends paid monthly into the account
- Your first order of checks is free. *Transaction limits apply
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Traditional Checking Account
- No per item fees
- No minimum balance requirement
- No monthly service charge
- Free Debit Card
- FREE Online Bill Pay
- Re-order checks online and save money
- Consumer loan discounts with direct deposit and eStatements
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Account Features
Debit Card
Your free Debit Card is securely chipped for your protection. Additional protections are offered with our free Card Valet service.
- ATM Services
- Purchases can be made in millions of locations wherever MasterCard is accepted from retail stores to online, mail & phone orders
- Pay your bills online with your debit card
*Note: The West Palm Beach branch is currently undergoing renovations so the ATM is temporarily unavailable.
Debit Card promotions
Report a lost or stolen card: (800) 472-3272
Reset your PIN/activate card: (800) 992-3808
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CardValet®
Keeping tabs on your Gold Coast FCU debit card just got easier
The CardValet® App is integrated with our Mobile App. This new upgrade will allow you to access CardValet® directly from our Mobile App. Just log in to the Mobile App and click on "My Cards" in Quick Links. You will be prompted to download the Gold Coast FCU CardValet® App. Once you have downloaded the new app, open it and add your debit card information. Sign back in to the Mobile App and click “My Cards” again to start using your new features. From there you can set up your Gold Coast FCU debit card controls. If you prefer to download the App directly from the Apple App Store or Google Play, choose the Gold Coast FCU CardValet® App. For set-up instructions, please watch the video below.
- Get instant alerts anytime your card is used
- Turn your card “off” if it is misplaced or stolen
- Turn you card “on” when you are ready to use it
- Get real-time account balances and recent card transactions
- Set multiple usage controls for dollar limits, merchant types, and locations
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