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To better serve our members, Gold Coast has expanded our loan product suite to include first mortgages. Whether it is purchasing your first home, upgrading, downsizing or refinancing, the Gold Coast team of mortgage professionals will guide you through the process. Call today to learn why you should Come to the Coast for Mortgages!
Home Loan Types
Mortgages
We make it easy for you to purchase or refinance your home with the right mortgage to meet the challenges of today's economic environment.
Gold Coast FCU offers a wide variety of home loan products for your primary or secondary residence. Obtaining a home loan is one of the most important decisions you can make to protect your financial future. Gold Coast FCU makes sure that your best interests are protected in this important decision.
For more information, please call 561-725-9096 to speak with one of our Mortgage Loan Officers.
- Fixed rates
- Terms to 30 years
- Conventional, FHA & VA loans
- 30-day to 45-day closings, in most cases
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Home Equity Loan
A Home Equity loan is an affordable financing option for any purpose or project. Our home equity loans are a great way to take advantage of the investment you already have in your house. Plus, the interest may be tax-deductible. Find out how your home can work for you. Call 561-725-9096 to speak with one of our Mortgage Loan Officers.
Current Rates
- No closing cost*
- Minimum loan amount: $20,000.00
- Maximum loan amount: $250,000.00
- Fixed-rate loan
- Terms up to 20 years
- No prepayment penalty
*Does not include the cost of a home valuation.
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Home Equity Line of Credit
Use your home equity and get approved for a line of credit with the option to use the funds whenever you need it. Pay off your credit cards, fix up your home, or tackle an unexpected expense. Call 561-725-9096 to speak with one of our Mortgage Loan Officers.
Current Rates
- Minimum loan amount: $20,000.00
- Maximum loan amount: $100,000.00
- Adjustable loan rate
- No prepayment penalty
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Mortgages for School District employees
If you are a school district employee in Palm Beach, Saint Lucie, or Okeechobee county, you are eligible for a special mortgage program from GCFCU. Call 561-725-9096 to speak with one of our Mortgage Loan Officers.
- All School District employees in Palm Beach, Saint Lucie, and Okeechobee counties are eligible
- 100% financing – NO down payment required
- 30-year First Mortgage Loan for 80% of purchase price, low closing cost, NO PMI
- 15-year Home Equity Loan for 20% of purchase price
- Minimum loan amount of $100k for the purchase of a primary residence in Florida
- Fixed Rates with a rate lock for 60 days
- Rate discount
- Loan fee discounted 50%
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Frequently Asked Questions:
What are some qualification requirements to be approved for a mortgage?
Do I have enough for a down payment and/or closing cost?
What is Private Mortgage Insurance (PMI)?
Interest Rate Vs. APR
Am I ready to buy a home?
begin your application here
Applicant must be the Primary Member. Credit information will be obtained on all applicants.
Gold Coast Federal Credit Union (NMLS#442117). By law, residential mortgage loans are to be considered without regard to ethnicity, race, sex, age, and income. The federal government collects this information by authority of the Home Mortgage Disclosure Act.
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