Home Loan Rates

 

Home Loan Rates

Gold Coast offers a wide range of purchase and refinance options for your primary and vacation home. For more information on rates and programs, please call our home loan specialists at 561-725-9096.

Home Equity Rates

AmountAPR*
$20,000.00 and up 3.50 to 7.50%

*Annual Percentage Rate. APR includes $5 Flood Life Of Loan Coverage fee. All rates are based on an evaluation of the member's individual credit history; your actual rate may vary. There is a processing  fee of $50 which will be reimbursed to the member when the loan closes. Product offers, terms and other information provided herein are subject to change without notice. Rates and fees are effective as of November 2, 2022.

Home Equity Line of Credit - Rates

Minimum AmountMaximum AmountAPR*
$20,000 $100,000.00 As low as 7.75%

*Rate is Wall Street Journal Prime Rate; currently an APR of 7.00%. An adjustment to this rate in the form of a margin premium or discount may apply. This is a variable rate line of credit and the APR will change in accordance with the terms of the contract to maximum APR of 18.00%. All rates are based on an evaluation of the member's individual credit history. Your actual rate may vary.
Closing costs range from $1,200.00 to $1,800.00 depending on the amount of the loan. Advances are FREE if obtained through the Internet or ATM. There is a $75.00 processing fee (waived for premium members) that may be waived periodically for promotional purposes. Product offers, terms and other information provided herein are subject to change without notice. Rates and fees are effective as of November 2, 2022.

Gold Coast Federal Credit Union (NMLS#442117) 
By law, residential mortgage loans are to be considered without regard to race, color, religion, national origin, sex, handicap or familial status. The federal government collects this information by authority of the Home Mortgage Disclosure Act and is available to members upon request. 

 

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