Consumer Loan Rates

 

Auto/Vehicle Loan Rates

Model YearAPR*
New 2022-2023 2.49% to 13.24%
Used 2023 & older 2.74% to 15.24%

Smart Choice Vehicle Loan

Model YearAPR*
2022-2023 (New) 3.24% to 12.99%
2017-2023 (Used) 3.24% to 12.99%

Boat/RV Loan Rates

Model YearAPR*
New 2022-2023 4.24% to 13.74%
Used 2023 & older 4.49% to 15.49%

Motorcycle Loan Rates

Model YearAPR*
New 2022-2023 4.49% to 13.24%
Used 2023 & older 4.74% to 13.49%

Personal Loan Rates

Personal Line of Credit

AmountAPR*
$500.00 - $5,000.00 9.24% to 15.74%

Personal Loan

AmountAPR*
$5,000.00 - $20,000.00 8.74% to 9.49%

Personal Home Improvement Loan Rates

AmountAPR*
$1,000.00 - $15,000.00 4.99% to 7.99%

Share Secured Loan

  • 2% over the current dividend rate

Certificate Secured Loan

  • 3% over the current dividend rate

Credit Build/Rebuild - "Fresh Start" Loan

AmountAPR*
$500.00 - $1,500.00 6.24% to 6.49%

*Annual Percentage Rate. Includes a rate discount of 0.25% off the standard rate for members who have direct deposit and eStatements, or a 20% down payment on vehicle, motorcycle, RV, and boat loans. All rates are based on an evaluation of the member’s individual credit history. Your actual rate may vary. Product offers, terms and other information provided herein are subject to change without notice. For more information, please call Member Connection at 561-965-1000. Rates are effective as of January 1, 2023.

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