Auto/Vehicle Loan Rates
Please note that there is an overwhelming response to join our credit union, therefore, consumer lending is currently being restricted to the state of Florida only.
| Model Year | APR* |
|---|
| New 2023-2024 |
3.99% to 14.74% |
| Used 2024 & older |
4.24% to 16.74% |
|
Smart Choice Vehicle Loan
| Model Year | APR* |
|---|
| 2023-2024 (New) |
4.74% to 14.49% |
| 2018-2024 (Used) |
4.74% to 14.49% |
|
Boat/RV Loan Rates
| Model Year | APR* |
|---|
| New 2023-2024 |
5.24% to 14.74% |
| Used 2024 & older |
5.49% to 16.49% |
|
Motorcycle Loan Rates
| Model Year | APR* |
|---|
| New 2022-2023 |
5.49% to 14.24% |
| Used 2023 & older |
5.74% to 14.49% |
|
Personal Loan Rates
Personal Line of Credit
| Amount | APR* |
|---|
| $500.00 - $5,000.00 |
10.49% to 16.99% |
|
Personal Loan
| Amount | APR* |
|---|
| $5,000.00 - $20,000.00 |
9.99% to 10.74% |
|
Personal Home Improvement Loan Rates
| Amount | APR* |
|---|
| $1,000.00 - $15,000.00 |
4.99% to 7.99% |
|
Share Secured Loan
- 2% over the current dividend rate
|
Certificate Secured Loan
- 3% over the current dividend rate
|
Credit Build/Rebuild - "Fresh Start" Loan
| Amount | APR* |
|---|
| $500.00 - $1,500.00 |
6.24% to 6.49% |
|
*Annual Percentage Rate. Includes a rate discount of 0.25% off the standard rate for members who have direct deposit and eStatements, or a 20% down payment on vehicle, motorcycle, RV, and boat loans. All rates are based on an evaluation of the member’s individual credit history. Your actual rate may vary. Product offers, terms and other information provided herein are subject to change without notice. For more information, please call Member Connection at 561-965-1000. Rates are effective as of April 17, 2023.
|
