Auto Loan Rates
New Auto
| Model Year | Minimum Amount | Term | Monthly Payment per $1000 Borrowed | APR* |
|---|
| 2020-2021 |
- |
36 Months |
$28.86 to $32.74 |
1.99% to 10.49% |
| 2020-2021 |
- |
60 Months |
$17.86 to $21.87 |
2.24% to 10.74% |
| 2020-2021 |
$20,000.01 |
72 Months |
$15.53 to $19.69 |
3.24% to 11.74% |
| 2020-2021 |
$25,000.01 |
84 Months |
$14.02 to $18.33 |
4.24% to 12.74% |
|
Used Auto
| Model Year | Minimum Amount | Term | Monthly Payment per $1000 Borrowed | APR* |
|---|
| 2016-2021 |
- |
36 Months |
$28.97 to $32.86 |
2.24% to 10.74% |
| 2016-2021 |
- |
60 Months |
$17.97 to $22.00 |
2.49% to 10.99% |
| 2016-2021 |
$20,000.01 |
72 Months |
$15.53 to $19.69 |
3.24% to 11.74% |
| 2016-2021 |
$25,000.01 |
84 Months |
$14.02 to $18.33 |
4.24% to 12.74% |
| 2014-2015 |
- |
60 Months |
$19.22 to $23.40 |
5.24% to 13.74% |
| 2013 & Older |
- |
48 Months |
$23.83 to $27.96 |
6.24% to 14.74% |
|
Boat & RV Loan Rates
New Boat/RV
| Model Year | Minimum Amount | Term | Monthly Payment per $1000 Borrowed | APR* |
|---|
| 2020-2021 |
- |
60 Months |
$18.75 to $22.75 |
4.74% to 12.99% |
| 2020-2021 |
$25,000.01 |
72 Months |
$15.98 to $20.06 |
4.74% to 12.99% |
| 2020-2021 |
$30,000.01 |
84 Months |
$14.37 to $18.59 |
5.49% to 13.74% |
| 2020-2021 |
$40,000.01 |
120 Months |
$10.97 to $15.52 |
5.74% to 13.99% |
|
Used Boat/RV
| Model Year | Minimum Amount | Term | Monthly Payment per $1000 Borrowed | APR* |
|---|
| 2016-2021 |
- |
60 Months |
$18.98 to $23.00 |
5.24% to 13.49% |
| 2016-2021 |
$25,000.01 |
72 Months |
$16.22 to $20.33 |
5.24% to 13.49% |
| 2016-2021 |
$30,000.01 |
84 Months |
$14.72 to $19.01 |
6.24% to 14.49% |
| 2016-2021 |
$40,000.01 |
120 Months |
$11.48 to $16.13 |
6.74% to 14.99% |
| 2012-2015 |
- |
60 Months |
$19.70 to $23.80 |
6.74% to 14.99% |
| 2012-2015 |
$20,000.01 |
72 Months |
$17.41 to $21.69 |
7.74% to 15.99% |
| 2011 & Older |
- |
48 Months |
$24.27 to $28.34 |
7.74% to 15.99% |
|
Motorcycle Loan Rates
New Motorcycles
| Model Year | Minimum Amount | Term | Monthly Payment per $1000 Borrowed | APR* |
|---|
| 2019-2020 |
- |
60 Months |
$19.25 to $23.28 |
5.74% to 13.99% |
| 2019-2020 |
$20,000.01 |
72 Months |
$16.60 to $20.75 |
5.99% to 14.24% |
|
Used Motorcycles
| Model Year | Minimum Amount | Term | Monthly Payment per $1000 Borrowed | APR* |
|---|
| 2016-2020 |
- |
60 Months |
$19.35 to $23.40 |
5.99% to 14.24% |
| 2016-2020 |
$20,000.01 |
72 Months |
$16.70 to $20.90 |
6.24% to 14.49% |
| 2014-2015 |
- |
60 Months |
$19.45 to $23.55 |
6.24% to 14.49% |
| 2012-2013 |
- |
48 Months |
$23.60 to $27.60 |
6.24% to 14.49% |
| 2011 & Older |
- |
36 Months |
$30.55 to $34.45 |
6.24% to 14.49% |
|
Personal Loan Rates
Line of Credit
| Minimum Amount | Maximum Amount | Term | Monthly Payment per $1000 Borrowed | APR* |
|---|
| $500.00 |
$5,000.00 |
N/A |
3% of loan balance |
8.74% to 14.99% |
|
Personal Loan
| Minimum Amount | Maximum Amount | Term | Monthly Payment per $1000 Borrowed | APR* |
|---|
| $5,000.00 |
$10,000.00 |
60 Months |
$20.65 to $25.01 |
8.74% to 9.24% |
| $10,000.01 |
$20,000.00 |
72 Months |
$19.15 to $19.40 |
8.74% to 9.24% |
|
Share Secured Loan Rates
Share Secured Loan
- 2% over the current dividend rate
|
Certificate Secured Loan Rates
Certificate Secured Loan
- 3% over the current dividend rate
|
Personal Home Improvement
Home Improvement Loans
| Minimum Amount | Maximum Amount | Term | Monthly Payment per $1000 Borrowed | APR*** |
|---|
| $1,000.00 |
$3,500.00 |
36 Months |
$30.00 to $34.00* |
4.99% to 13.24% |
| $3,500.01 |
$10,000.00 |
60 Months |
$18.93 to $22.93** |
4.99% to 13.24% |
*Payment per $1,000 is based on a $3,500 loan amount.
**Payment per $1,000 is based on a $10,000 loan amount.
***Annual Percentage Rate. Includes rate discount of 0.25% off the standard rate for members who have direct deposit and eStatements with Gold Coast FCU. All rates are based on an evaluation of the member's individual credit history. Your actual rate may vary. Product offers, terms and other information provided herein are subject to change without notice. For more information, please call Member Connection at 561-965-1000. Rates are effective as of January 1, 2021.
|
Credit Build/Rebuild Loan Rates
Credit Build/Rebuild
| Minimum Amount | Maximum Amount | Term | Payment | APR* |
|---|
| $500.00 |
$950.00 |
9 Months |
$57.13 to $85.70 |
6.24% |
| $951.00 |
$1,500.00 |
12 Months |
$86.83 to $129.54 |
6.24% |
|
*Annual Percentage Rate. Includes a rate discount of 0.25% off the standard rate for members who have direct deposit and eStatements, or a 20% down payment. All rates are based on an evaluation of the member’s individual credit history. Your actual rate may vary. Product offers, terms and other information provided herein are subject to change without notice. For more information, please call Member Connection at 561-965-1000. Rates are effective as of January 1, 2021.
|
