Fee Schedule

 

Fees are as of September 1, 2019 and subject to change. For current information, call Member Connection at 561-965-1000.

Membership Accounts
Fee DescriptionEveryday RewardsSelect RewardsPremium RewardsHorizon MembershipStudent Membership
New Member Fee $10.00 $10.00 $10.00 FREE FREE
Minimum Deposit to Open Membership $5.00 $5.00 $5.00 $5.00 $5.00
Balance Requirement Membership Account $5.00 $5.00 $5.00 $5.00 $5.00
Balance to Earn Dividends Membership Accounts $5.01 $5.01 $5.01 $5.01 $5.01

Incorrect Address Fee

*Waived for members under 21*

$5.00 $5.00 $5.00 $5.00 N/A
Membership Closing Within 90 Days $5.00 $5.00 $5.00 $5.00 N/A
Club Accounts
Fee DescriptionEveryday RewardsSelect RewardsPremium RewardsHorizon MembershipStudent Membership
Minimum Balance to Earn Dividends $5.01 $5.01 $5.01 $5.01 $5.01

Withdrawal Fee (each)

*First 2 Free per Calendar Year*

$5.00 $5.00 $5.00 $5.00 $5.00
Money Market Accounts
Fee DescriptionEveryday RewardsSelect RewardsPremium RewardsHorizon MembershipStudent Membership
Minimum Deposit to Open $5,000.00 $5,000.00 $5,000.00 $5,000.00 N/A
Minimum Balance Requirement $5,000.00 $5,000.00 $5,000.00 $5,000.00 N/A
Minimum Balance to Earn Dividends $5,000.00 $5,000.00 $5,000.00 $5,000.00 N/A

Minimum Balance Fee

*If Below $5000 Anytime During Month*

$10.00 $10.00 $10.00 $10.00 N/A

Teller withdrawal and transfers

*First 3 Free*

$5.00 $5.00 $5.00 $5.00 N/A

Line of Credit Overdraft Transfer Fee (per transfer)

$10.00 $10.00 $10.00 $10.00 N/A

Excess Share Draft Fee

*First 3 Free*

$10.00 $10.00 $10.00 $10.00 N/A
All Checking Accounts
Fee DescriptionEveryday RewardsSelect RewardsPremium RewardsHorizon MembershipStudent Membership

Minimum Deposit to Open

*Waived with Direct Deposit*

$50.00 $50.00 $50.00 $5.00 $5.00
Line of Credit Overdraft Transfer Fee (each transfer) $10.00 $10.00 $10.00 $10.00 FREE
Stop Payment Fee $30.00 $15.00 FREE $5.00 FREE
Overdraft Protection Share Account Transfer Fee (each transfer) $10.00 $10.00 $5.00 $10.00 $1.00

Copy of Cancelled Check

*First 1 Free*

$2.00 $2.00 $2.00 $1.00 $1.00
Green Image Logo Checks (First 100 Free at Account Opening with Direct Deposit) At Cost At Cost At Cost At Cost FREE
Other Check Printing Charges Vary w/ Style Vary w/ Style Vary w/ Style Vary w/ Style Vary w/ Style
Temporary Checks Within First 30 Days of Opening Account FREE FREE FREE FREE FREE
Temporary Checks After First 30 Days - 12 checks $5.00 $5.00 $5.00 $5.00 $1.00 per 12
Negative Balance Fee (per day after the third business day of negative balances of $10 or more) $8.00 $8.00 $8.00 $8.00 $8.00
Easy Pay Checking Accounts
Fee DescriptionEveryday RewardsSelect RewardsPremium RewardsHorizon MembershipStudent Membership
Easy Pay Uncollected Item (ATM and everyday Debit Card transactions) $8.00 $8.00 $8.00 $8.00 N/A
Easy Pay Overdraft (all other transactions)

$38.00

$38.00 $38.00 $38.00 N/A
Fresh Start Checking Accounts
Fee DescriptionEveryday RewardsSelect RewardsPremium RewardsHorizon MembershipStudent Membership
Minimum Deposit to Open $50.00 $50.00 $50.00 $50.00 $50.00
Monthly Fee

$10.00

$10.00 $10.00 $10.00 $10.00
ATM/Debit Services Accounts
Fee DescriptionEveryday RewardsSelect RewardsPremium RewardsHorizon MembershipStudent Membership
ATM/Debit Transaction Designated Machines FREE FREE FREE FREE FREE
ATM/Debit Transaction Non-Free Machines

$2.00

$1.75 FREE $1.75 FREE
ATM/Debit Transfers and Balance Inquiries Non-Free Machines

$1.00

$0.75 FREE $0.50 FREE
Point of Sale Transaction FREE FREE FREE FREE FREE
Reinstatement Fee $10.00 $10.00 $10.00 $5.00 $5.00
Card Replacement Fee $10.00 $10.00 $10.00 $10.00 $10.00
Coastline 24 Accounts
Fee DescriptionEveryday RewardsSelect RewardsPremium RewardsHorizon MembershipStudent Membership

Coastline 24 check Request

*minimum $100, maximum $5000

FREE FREE FREE FREE FREE

Coastline 24 Transfer

*maximum $5000

FREE

FREE FREE FREE FREE
Internet Bill Payer
Fee DescriptionEveryday RewardsSelect RewardsPremium RewardsHorizon MembershipStudent Membership
Monthly Fee FREE FREE FREE FREE FREE
Per Transaction Fee (0-10)

FREE

FREE FREE FREE FREE
Per Transaction Fee (11 and above)

FREE

FREE FREE FREE FREE
NSF Fee (each item) $38.00 $38.00 $38.00 $38.00 $10.00
Stop Payment Fee (each item) $30.00 $15.00 FREE $5.00 FREE
Overdraft Protection Transfer from Share Accounts (each) $10.00 $10.00 $5.00 $10.00 $1.00
Overdraft Protection Transfer from Line of Credit (each) $10.00 $10.00 $10.00 $10.00 FREE
PopMoney
Fee DescriptionEveryday RewardsSelect RewardsPremium RewardsHorizon MembershipStudent Membership
Transaction Sent: 3 Day Up to $999.99 (per transaction) $0.75 $0.75 $0.75 $0.75 $0.75
Transaction Sent: 3 Day $1,000.00 and Up (per transaction)

$1.50

$1.50 $1.50 $1.50 $1.50
Transaction Sent: Next Day

$1.50

$1.50 $1.50 $1.50 $1.50
Request Money: 3 Day Up to $999.99 (per transaction) $0.75 $0.75 $0.75 $0.75 $0.75
Request Money: 3 Day $1,000.00 and Up (per transaction)

$1.50

$1.50 $1.50 $1.50 $1.50
Payment Investigation/Claims

$35.00

$35.00 $35.00 $35.00 $35.00
TransferNow
Fee DescriptionEveryday RewardsSelect RewardsPremium RewardsHorizon MembershipStudent Membership
Standard - 3 day - Risk Monitored Only (per transaction)

FREE

FREE FREE FREE FREE
Expedited - Next Day (per transaction)

$3.75

$3.75 $3.75 $3.75 $3.75
Account Verification Attempt

FREE

FREE FREE FREE FREE
Mobile Deposit Capture
Fee DescriptionEveryday RewardsSelect RewardsPremium RewardsHorizon MembershipStudent Membership
Deposit Check

FREE

FREE FREE FREE FREE
Reinstatement

$10.00

$10.00 $10.00 $5.00 $5.00
General Service Fees
Fee DescriptionEveryday RewardsSelect RewardsPremium RewardsHorizon MembershipStudent Membership

Dormant Account Fee (all accounts)

*No activity for 12 months, no other active accounts, certificates or loans
* Waived for: Members under age 21; Membership with balance of $7500 or more

$10.00 $10.00 $10.00 $10.00 FREE

Single Service Minimum monthly balance less than $500
(Savings Only)

* Waived for members under age 21

$5.00

$5.00 $5.00 FREE FREE
Outgoing Wire Transfer Fee (each item)

$25.00

$10.00 $5.00 $25.00 FREE

Outgoing International Wire Transfer Fee

*Additional Fees May Apply By Third Party

$45.00 $45.00 $30.00 $45.00 FREE
Statement Copy (each period) $5.00 $5.00 FREE $5.00 FREE
Problem Research (per hour) $20.00 $20.00 FREE $20.00 FREE
Cashier Checks (each check) $5.00

$2.50

*2 free per month

FREE

$5.00

*2 free per month

FREE
Stop Payment on Cashier Check (each item) $35.00 $35.00 $35.00 $17.50 $17.50
Money Orders (up to $1000) $3.00 $3.00 FREE $1.00 $0.50
Incoming/Outgoing Collection Item $30.00 $30.00 $30.00 $30.00 FREE
Subpoena (per hour plus expenses) $50.00 $50.00 $50.00 $50.00 FREE
Returned Deposited Item Member Originated (each item) $38.00 $38.00 $38.00 $38.00 $10.00
Returned Deposited Item Other - First Time FREE FREE FREE FREE FREE
Returned Deposited Item Other - Subsequent Times (per item) $20.00 $20.00 $20.00 $20.00 $10.00
Returned ACH Item (each item) $38.00 $38.00 $38.00 $38.00 $10.00
Returned Non-sufficient Funds Fees (each item) $38.00 $38.00 $38.00 $38.00 $10.00
Uncollected Funds Fee $38.00 $38.00 $38.00 $38.00 FREE
Member Connection Transfer Fee $5.00 $5.00 $5.00 $5.00 FREE

Paper Statement Fee

(waived for members age 65+ and joint members age 65+ on minor accounts)

$3.00 $3.00 $3.00 $3.00 $3.00
Legal Review (Each Time) At Cost At Cost At Cost At Cost At Cost
Easy Loan Plan
Fee DescriptionEveryday RewardsSelect RewardsPremium RewardsHorizon MembershipStudent Membership

Returned Loan Payment

$38.00 $38.00 $38.00 $38.00 $10.00

Line of Credit Advances

FREE

FREE FREE FREE FREE
Late Payment Fee

Greater of
20% of
Interest Due
or $35.00

Greater of
20% of
Interest Due
or $35.00
Greater of
20% of
Interest Due
or $35.00
Greater of
20% of
Interest Due
or $35.00
Greater of
20% of
Interest Due
or $35.00

Lien and Title Transfer

$89.00 $89.00 $89.00 $89.00 $89.00
Electronic Lien and Title $5.75 $5.75 $5.75 $5.75 $5.75
Single Credit Life Insurance $0.69 per $1,000 $0.69 per $1,000 $0.69 per $1,000 $0.69 per $1,000 $0.69 per $1,000
Joint Credit Life Insurance $1.21 per $1,000

$1.21 per $1,000

$1.21 per $1,000

$1.21 per $1,000

$1.21 per $1,000
Credit Disability Insurance $1.73 per $1,000 $1.73 per $1,000 $1.73 per $1,000 $1.73 per $1,000 $1.73 per $1,000
Joint Disability Insurance $3.46 per $1,000 $3.46 per $1,000 $3.46 per $1,000 $3.46 per $1,000 $3.46 per $1,000
UCC-1 Filing $35.00 $35.00 $35.00 $35.00 $35.00
UCC-1 Filing Each Additional Page $3.00 $3.00 $3.00 $3.00 $3.00
UCC-1 Filing Each Additional Debtor Name / Address $3.00 $3.00 $3.00 $3.00 $3.00
UCC-3 Filing $12.00 $12.00 $12.00 $12.00 $12.00
Guaranteed Asset Protection (GAP)
Fee DescriptionEveryday RewardsSelect RewardsPremium RewardsHorizon MembershipStudent Membership

Autos, Light Trucks, Vans

$594.00 $594.00 $594.00 $594.00 $594.00

Motorcycles, ATVs, Jet Skis, Snowmobiles, Golf Carts

$390.00

$390.00 $390.00 $390.00 $390.00
Watercraft, Travel Trailers, RVs, Motor Homes
Loan Amount Less Than $25,000

$434.00

$434.00 $434.00 $434.00 $434.00

Watercraft, Travel Trailers, RVs, Motor Homes
Loan Amount $25,001 to $50,000

$748.00 $748.00 $748.00 $748.00 $748.00
Watercraft, Travel Trailers, RVs, Motor Homes
Loan Amount $50,001 to $75,000
$1,020.00 $1,020.00 $1,020.00 $1,020.00 $1,020.00
Watercraft, Travel Trailers, RVs, Motor Homes
Loan Amount $75,001 to $125,000
$1,750.00 $1,750.00 $1,750.00 $1,750.00 $1,750.00
Smart Choice Autos, Light Trucks and Vans FREE

FREE

FREE

FREE

FREE

 

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800-472-3272

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